48 A EV charger on a 100 A panel
no upgrade, room to spare
An older home on a full 100 A panel. A year of meter data showed a peak of just 18 A, so a full-speed 48 A charger went straight in, installed in a day, with nearly 30 A still to spare.
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A new EV with an 11 kW onboard charger, and a house on a 100 A service. The owner wanted to know whether the panel could take a full-speed charger, or whether a service upgrade or a load management device would be needed first.
- Reviewed 22 Toronto Hydro billing periods of interval data, about two years and 13,800 kWh
- Code check under ESA Bulletin 8-3-15: 18 A x 1.25 = 22.5 A, plus the charger at its full 48 A = 70.5 A, within the 100 A service
- The panel had no free spaces, so four single breakers were combined into two tandem breakers to open a spot for a new 60 A two-pole breaker
- Armoured #6 copper cable run through the basement ceiling to the front wall, and a Grizzl-E charger hardwired at 48 A to match the car's 11 kW onboard charger
- Installed in one day, with the ESA permit, inspection and Certificate of Acceptance
A direct install at the full 48 A, no service upgrade and no load manager, with 29.5 A left over for a heat pump or induction later. With most of the house's use already overnight, a switch to the ultra-low overnight rate makes charging cheaper still.
The numbers, by the Code method
Highest demand from a year of meter data, the 1.25 factor, then the charger added at its full rating.
48 A EV charger on a 100 A panel


Load assessment first
Then the right install
Send your address and 12 months of Toronto Hydro data. We will tell you if a charger goes straight in, and send a fixed quote within 1 to 2 business days.
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